Ensuring information security in the conditions of digitalization of the financial sector of the economy: normative and analytical aspects

Анотація

The main information risks of consumers of financial services are analyzed in the article. Based on the analysis of the legislation of the European Union, the main types of guarantees for the protection of the rights of clients of financial in- stitutions have been identified. Also, proposals were made to amend the legislation of Ukraine on the protection of information security of consumers of financial ser- vices. The purpose of this work is to identify the main types of state guarantees for the protection of information security of consumers of financial services and to es- tablish their common features based on analysis of financial legislation of Ukraine and the European Union. The author concludes: рriority steps for financial secu- rity. At present, financial security is a goal rather than an effective, efficient tool. That is why the authorities, experts, and the expert community must take decisive steps to improve financial security. In particular, it is necessary to work together: develop and implement effective mechanisms to prevent these threats; modernize legislation; to introduce modern forms of interaction between various government agencies and institutions in matters of financial security and financial monitoring; to prevent the influence of Russian capital in any form on domestic processes in Ukraine. The state must guarantee a state of protection of financial interests, which will allow to reform of all problematic areas of public life, and thus - to overcome the conflict in the east. Only under such conditions will Ukraine have a European future and become a civilized state governed by the rule of law.